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Per Project General Liability Insurance for a Contractor’s General Liability By Russell Twyce A big expense factor in a contractor’s construction bid will always be the cost of the liability insurance for the project. The contractor’s existing general liability policy may not be sufficient to meet the requirements of a specific job being bid for […]

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Public Liability Checklist for Scaffolders

by Dave Collins on November 11, 2016

Scaffolding businesses, whether they supply and install or hire out scaffolding, are respondent to a range of plant, equipment, building and occupational health and safety legislation.   Owners and operators of scaffolding businesses are required to discharge their obligations under their State’s legislation.  They are also required to meet their duty of care under the State’s […]

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Public Liability Insurance for Tradies

by Dave Collins on October 26, 2016

Public Liability Insurance for Tradies By: Malcolm Nguyen If you’re considering Public liability insurance Australia, look for a company that excels in arranging public liability insurance for tradesmen. Of all insurances, Tradesman public liability insurance is arguably the most critical. The bottom line is that if an incident happens on the worksite and you don’t […]

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How Different Contract Bonds Work

by Dave Collins on October 26, 2016

How Different Contract Bonds Work By James F Jones As any contractor knows, contract bonds are used to guarantee that they will abide by the specifications in a construction contract. A contract surety bond, once issued, assures a project owner that a contractor will perform the work and pay specified subcontractors, laborers and material suppliers. […]

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Insurance Implications of Contracting Out

by Dave Collins on October 16, 2016

Most insurance policies contain Contractual Liability Exclusions that exclude any contractual liability assumed by the insured. Some policies include “write-backs” to the effect that the exclusion would not apply to liability that would have attached to the insured in the absence of the contractual agreement. By “contracting out” of a proportionate liability regime, whether expressly […]

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Safety and Common Law Liability

by Dave Collins on October 3, 2016

Common Law Liability Whilst many of those involved in Safety can quote the Acts and Regulations verbatim, what I have noted during audits and discussions over the years is that most seem blissfully unaware or ignorant of the Common Law aspect of Safety and Risk Management. Meeting your Duty of Care obligations under Common Law […]

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Contractor Management

by Dave Collins on September 16, 2016

MANAGEMENT OF CONTRACTORS Many contractors are not directly concerned for the safety of your customers and need assistance and close monitoring. For the purposes of risk management “contractors” can be considered in three categories: 1.      Contract Labour are usually from employment agencies, and are employees of that agency.  Typically these contractors work as if, in […]

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Why You May Want Instant Quotes For Contractors Liability Insurance By Russell Twyce The business world is fast passed and it doesn’t slow down to wait for you to get a liability insurance quote. You can go for a contractor’s liability insurance instant quote or run blind into your construction bid. The choice is yours […]

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Contractors Insurance

by Dave Collins on September 3, 2016

Contractors Insurance It is essential that, as a contractor, you have the right public liability insurance or contractors’ insurance. This is designed to protect both you as the contractor and your client/customer. Although you don’t legally have to have this type of insurance, many clients are becoming increasingly aware of such insurance and insist on […]

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