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Are You a Gym Owner? You’ve Got Plenty of Insurance Liability Risks!

November 12, 2015

Are You a Gym Owner? You’ve Got Plenty of Insurance Liability Risks! By M Wyzanski Jogging puts the blubber in the wastebasket. I feel great because I’m losing weight… You are a proud owner of a gym center. While you might be pleased with the fact that your members are working out, getting fit, losing […]

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Proclaim Newsletter–June 2015

June 25, 2015

WELCOME TO THE JUNE PROCLAIMER www.proclaim.com.au  By Jon Broome, Managing Director Welcome to the June edition of the Proclaimer! We find ourselves in a very interesting insurance environment as we enter the main season for renewals. Having just returned from visiting the London market, there are concerns that there is too much capacity in the […]

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Could brokers insure a real life Jurassic World?

June 20, 2015

Could brokers insure a real life Jurassic World? First Published by IBA Magazine On a recent episode of the UK program Mock the Week, a British-Canadian comedian responded to the prompt “Lines You Wouldn’t Hear in a Sci-Fi Movie” with: “The dinosaurs are killing everyone. Why do we keep reopening this park? Who keeps giving […]

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Recent Personal Liability Cases

June 10, 2015

Recent Public and Personal Liability Cases Thanks to Graham Dent for publishing these recent Personal Liability cases on his Linked in Page Graham Dent Roofing company and Director fined $100,000 over fall . Issue Date: – Friday, 20 September 2013 A roofing company and its Director have been fined a total of $100,000 (plus more […]

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Public and Products Liability Insurance

November 6, 2014

Public and Products Liability Insurance: Dos and Dont’s That Save Time, Money and Unnecessary Stress By Amanda JS Smith Does your business provide products or services to customers that come in and out of your establishment? If yes, then the answer to the next question is a very important one. That question is: Do you […]

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Liability Disclaimer Examples

November 11, 2013

Liability Disclaimer Examples One of the most popular search terms on this site is for “example liability disclaimer” or “liability waiver” so we thought we would provide a few resources on the subject. Remember that a disclaimer will not necessarily absolve you from your liability if an injured party can prove that your were negligent. […]

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What? A Biker Bar?

October 16, 2013

What? A Biker Bar? By H. Gerald Grinter Usually, when you hear these words Real Estate doesn’t comes to mind. Well, I hate to disappoint you, but I’m going to take you in a different direction. I’m going to take you to a place only someone in insurance can take you. We all know that […]

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Housekeeping Report

September 29, 2013

Housekeeping Report Example housekeeping audit report designed mostly for the retail environment. Download Here: Related PostsPublic Liability Checklist for Scaffolders Retail Stores Hazard Identification Checklist Public Liability Hazard Checklist for Retail Premises Public Liability & Hazard Evaluation Checklist – Motels & Boarding Houses Safety And Public Liability Checklist Go Karts Commercial Premises Hazard Evaluation Checklist […]

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Hotel public liability checklist

September 29, 2013

Hotel public liability checklist Use this example to develop a checklist to ensure you are meeting your duty of care responsibilities to identify and control hazards. Download Here: Related PostsSporting Facility Checklists Retail Display Safety Checklist Daily Maintenance Checklist Caretakers Daily Checklist – Retail Managing drowning risks at publicly accessible pools Responsible Service of Alcohol […]

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Weekly Retail Liability Checklist

September 29, 2013

Weekly Retail Liability Checklist All retail stores and shopping centres should be subject to a formal inspection on at least a weekly basis. Should be done by a different person each week. Download here: Related PostsFree Public Liability Asset Manual for Shopping Centres Assessing Your Public Liability Risks Public Liability Insurance for Market Stall Businesses […]

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Liability Court Cases

September 25, 2013

EXAMPLES OF PUBLIC LIABILITY COURT CASES Slip on milkshake in Shopping Centre – Terrazzo Slip on milkshake in Shopping Centre – Escalator Slip in Shopping Centre entry during wet weather Trip on external Shopping Centre paving Slip on chip in food court Slip on Wood chip in car park Slip on cherry in Shopping Centre […]

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Slip Resistance Testing

September 25, 2013

SLIP RESISTANCE TESTING SlipSmart provides Slip Resistance Testing of flooring surfaces to Property Owners and Managers. Slip/Fall incidents are one of  the main causes cited in personal injury litigation. Slipping, tripping and falling accidents account for a significant proportion of the accidents that occur in public places. Accurate measurements of your pedestrian surfaces on a […]

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Map of Historical Disaster Statistics

August 30, 2013

Map of Historical Disaster Statistics The Insurance Council of Australia publishes historical disaster statistics. We’ve plotted each disaster from this table on a map to help visualise where each type of disaster occurs the most. The size of each marker is proportionate to the cost of the disaster (2011 Normalised Cost (AUD$). As you zoom […]

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The Importance of Product Liability Insurance

August 7, 2013

The Importance of Product Liability Insurance By Bill Kurgan Product liability insurance protects inventors, manufactures and sellers from flaws and defects in any publicly available product. Unprotected, your business can be responsible for: Medical Costs Compensation for Damages Economic Damange Punitive Damages Attorneys’ Fees These damages and fees, depending on the number of people affected, […]

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Why You May Want Instant Quotes For Contractors Liability Insurance

August 3, 2013

Why You May Want Instant Quotes For Contractors Liability Insurance By Russell Twyce The business world is fast passed and it doesn’t slow down to wait for you to get a liability insurance quote. You can go for a contractor’s liability insurance instant quote or run blind into your construction bid. The choice is yours […]

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Compare Public Liability Insurance Quotes

August 1, 2013

For those of you interested in trivia, these are the top search engine terms used by people looking to compare liability insurance quotes online: 1    Public Liability Insurance FinancialServicesOnline com au 2    5 Things You Need to Get Public Liability Insurance Quotes 3    Public Liability Insurance Quotes Cover tailored to your needs 4    Compare public […]

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Public Place Accidents and Claims

July 24, 2013

Public Place Accidents and Claims The owners and managers of public places have a responsibility to ensure any members of the public who use the space are safe and that their health is protected. As a result, public places should be maintained properly so that they do not pose a hazard to the public. If […]

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Bad Hair Day at the Office – Insurance Tips for Salons

July 10, 2013

Bad Hair Day at the Office – Insurance Tips for Salons By Oliver Matlock Hairdressers and beauticians are a creative bunch. One of the less interesting aspects of running their salons is making sure their business is adequately insured, so it’s understandable that insurance is swept under the rug along with the hair trimmings. But […]

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Who Should Turn to Private Health Care?

July 10, 2013

Who Should Turn to Private Health Care? Despite having universal healthcare and one of the best average life expectancy of any nation, Australia’s healthcare system is often considered clunky and ineffective. And even considering the heavy taxes levied annually, funds are stretched beyond reasonable means to meet the needs of Aussies. As a result, the […]

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General Liability Insurance Explained

July 7, 2013

General Liability Insurance Explained By Mike Heuer You don’t need to be a business owner to benefit from a general liability insurance plan, nor do you have to be a homeowner. But if you are either, and especially if you are both, such broad insurance protection absolutely is one of the best plans for protecting […]

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